Compare business insurance quotes for your company

Tell us about your business and the coverage you need. We will connect you with licensed commercial insurance agents who work with companies like yours.

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About 3 minutes

What affects your quote

Insurers look at different things. These are the most common.

Industry: The type of work you do and the risks involved.
Size: Number of employees, payroll and yearly revenue.
Location: Where you operate and whether customers visit you.
Claims history: Past claims under the business.
Vehicles: Any vehicles used for business and who drives them.
Contracts: Some clients and landlords require specific coverage limits.

Terms to know

Plain-language definitions to help you compare quotes side by side.

General liability: Covers injuries and property damage to others caused by your business.
Workers' compensation: Covers employee injuries on the job. Required in most states once you have employees.
Commercial auto: Covers vehicles owned or used by your business.
Commercial property: Covers your building, equipment and inventory.
Professional liability: Also called errors and omissions. Covers claims of mistakes in your work.

Business insurance questions

What is a business owner's policy?

A BOP combines general liability and commercial property coverage in one policy, often for small businesses.

I am just starting out. Can I still get quotes?

Yes. Choose "Not started yet" and an agent can explain what coverage you will need before you open.

Do I need workers' comp?

Most states require it once you have employees. Rules vary by state and industry.

Do I have to buy a policy?

No. Requesting quotes is free and there is no obligation.

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